The HERO Program from Renovate America provides homeowners access to financing for energy efficient, water conserving, renewable energy and hurricane protection home improvements. Types of products that are eligible for HERO vary by state, depending on local legislation.
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Your contractor will not be paid until you sign off that the project is completed to your satisfaction.
Benji is a home improvement financing option from Renovate America. You can use it to finance nearly any home upgrade. It’s only offered to homeowners by contractors who are part of the Renovate America network.
What is the difference of Benji and HERO
How you get approved: Eligibility for HERO is based on factors including your home equity, household income, debt obligations, and the products you want to finance. These criteria may vary by jurisdiction. Residential properties with up to four units may be eligible. Benji is primarily based on your credit score.
Which home improvements are eligible: Nearly every type of home improvement project can be financed using Benji, and only energy-efficient projects qualify for HERO Program.
How you pay back the financing: HERO is secured by your home and allows you to repay through your property taxes. Benji financing is paid back in traditional monthly payments.